Posts Tagged ‘collectors’

Solar Collectors

Friday, July 3rd, 2009

A solar collector not a person who stands around collecting sun. A solar collector is a device which is essential to any solar heating system. It gathers the sun?s energy, converts it into heat, and then transfers the heat into water, air, or solar fluid. This device is mainly used in water heating systems, pool heaters, and space heating systems.

The amount of solar energy which strikes the earth’s surface in any given area depends on the location and weather conditions. But it averages out to around 1,000 watts per square meter, under good weather conditions, when the surface of the earth is perpendicular to the sun?s rays. To fully harness this energy, the solar collectors need to be positioned properly.

- Types of Solar Collectors

There are three basic types of solar collectors.

The first type is the flat-plate collector. This is the most common type, and is what is often used in homes, for water and space heating systems. It usually consists of an insulated metal box, with a plastic or glass cover, and a dark absorber plate. It can be used to heat air or liquid, at temperature lower than 180 degrees Fahrenheit.

Then there?s the liquid flat-plate collector. It works by heating liquid as it flows through tubes that are adjacent to the absorber plate. The simplest liquid systems would use potable water which is heated as it passes through the collector and then flows back into the building. Some solar pool heaters use this type as well.

Finally, there is the air flat-plate collector, which is commonly used to heat air. In this case, the absorber plates can be made from either metal sheets, or from layers of screen. The air would be passed through the absorber by the use of a fan, or by natural convection. It should be noted that less heat is conducted by air than by water. This method is thus probably the least is least effective, amongst the different types of solar collectors.

- Positioning

Solar collectors can be placed on the roof, but they must face the sun. If you?re in the southern hemisphere, it should be placed on a north-facing roof, while the opposite is true for those living in the northern hemisphere.

In a very sunny location, sunny, a 2 to 10 square-meter array might suffice to provide hot water for a standard-sized family home.

Due to the fact that space and water heating eats up most of the energy consumption of the household, utilizing a system such as this is an important factor in maintaining sustainable housing. Financially, if you are looking to invest in solar power for your home, the installation of a solar water heating system is usually the best way to start, as the investment-to-savings ratio is usually best with solar water heaters. This would of course have to be researched independentlyArticle Search, for your living circumstances and location.

Don’t Be Bullied & Harassed by Bill Collectors! – Did You Know That You Can Negotiate With Them?

Saturday, April 18th, 2009

Today millions of people all over the world are worried about their job, their home, their stress levels and the amount of debt they face. You are not alone and I include myself in this too. I have discovered that you can negotiate with creditors and restore some peace back into your life.

Let me tell you how good it feels to be able to get some sleep again knowing you are not being harassed and called by creditors.

The very first thing that you should do when you are looking to negotiate with creditors is learn your rights. Creditors and bill collectors can make it feel very difficult to deal with them, so you need to know what creditors are able to do in order to collect debts. As long as you know your rights are when you find creditors calling, they will not be able to get away with doing things they do to people who do not know where to turn, or what rights you have to protect you from creditor harassment.

When creditors call and try to harass you, take a deep breath and tell yourself you have rights and legal protection. So, do not give into the fear bill collectors try to make you feel. They act as if their bill is the only bill worth collecting.

If you are struggling to pay bills and other charges you need to seek free help and advice. You can find a lot of help if you do a search for debt forum. Make a list of all the money that you owe and work out how much money you have coming in to the home. If there is a lot more going out than coming in that is why you get creditors calling and harassing you.

Once you can see the figures written down in front of you they can seem really scary at first. The first stage is to accept where you are and then decide you are going to do something about it. Split two bills and debt into two categories; one for secured and the other for unsecured creditors.

When you have begun the process to negotiate with creditors you need to know that the bill they are attempting to collect on is not your first priority to pay each month. You need to take into account each and every bill that you pay each month and then prioritize the order in which they should be paid. You never want to put yourself in a position where you are unable to provide for your family.

When you have creditors calling, you should work out what you can comfortably afford to pay each month and then offer them less. When paying debts you should never agree to anything you cannot actually handle and do not be forced into sending the collection agency a post dated check or agree to give them your checking account number so they can withdraw money from your account.

You should negotiate with creditors while keeping detailed records. You should record your phone calls when creditors are calling, as it will do wonders for keeping them in line. You just need to be sure to inform the collection agent that you are speaking with that the conversation is being recorded to avoid any legal issues down the road. File all correspondence in a folder for easy reference.

When you are ready to negotiate with creditorsBusiness Management Articles, you should try to do so toward the end of the month. Most all debt collectors work on some type of commission so if you are looking to make arrangements to pay off your debt doing so at the end of the month could land you a great deal.